Women have disadvantages when it comes to handling money, says author David Bach. Having been brought up to believe that finances are a man's responsibility, some women don't even know their family's income. Although his book is addressed to "smart women," Bach's goal setting and investing guide is helpful to men, also. He does love his bullet points and numbered lists: in addition to the "nine steps" of the subtitle, there are "three myths," "ten biggest mistakes" and more. But, the lists help make his recommendations memorable and easy to use. Bach implies that he is revealing revolutionary techniques, but actually his advice is basic wisdom that emphasizes values and adopting sensible practices. We recommend this book to you if you find it easier to talk about sex, religion and politics than about money or if you're only making minimum monthly payments on your credit card - so try not to get turned off by Bach's ever-wise grandmother (is she for real?) or his constant promotion of his books, trademarked seminars and other services.

If you don't live in the US and don't have a 401k (pension), then some of this book might be difficult to read. But if you can read past that, then David Bach still has some valuable tips for you. Of course, most of it is sound logic: to get rich, the answer is (just) not in getting more money, but in spending less money. Simple, right? But David shows you some very easy tricks to make this actually happen, and save a small fortune in the end.

By the way ladies... any idea how your household finances are doing? I do actually, and from what I hear from women around me, so do they. The assumption David makes that women leave the finances to their husbands, seems a little outdated. We're getting more and more into stocks, savings, investments and mortgages.

Good luck with becoming a millionairess!

I'm a boomer and an artist, and I steadfastly avoid reading "how-to" books about where I "should-be" in my savings. Debentures sounds so much like dentures, that I steer clear of the whole Wall Street world. But David Bach's book, Smart Women Finish Rich, not only penetrated my "artistic curtain," but actually changed my woeful banking habits. His book is clear and precise, underscoring how any woman can be rich, regardless of salary. Kind of "it's-about-savings-stupid" love tap to the wallet side of your brain. Not only do I have an idea what mutual funds, bonds, stocks, T-Bills and T-Notes are, I've put together, for the first time in my life, a portfolio. And it doesn't stop there. Bach writes clearly about health and life insurance policies, and I'm currently reexamining my own. How can a person who comparison shops for canned tomatoes not do the same for insurance and pocket the difference? If you need help getting started on a savings program, don't miss this wise financial primer, written by a guy who handles portfolios worth more than half a billion dollars each year.

I was astounded at how much I gained from this book: not only have I been able to better define >why< I want to be financially secure, but I have been given the hope that even on a low salary, I can still make a difference in my way of living and increase my security for the future. David Bach presented all his ideas very effectively and thoroughly. Reading (and implementing) the strategies presented will forever change my life. The best part is, anyone can do it!

This book will start you down the right road. David Bach explains the world of money and investment in away that everyone, both men and women, can understand. Only 2 weeks after reading this book I feel more secure about my future and the direction I want to take!